Lifeline gives you the freedom to choose healthcare facilities worldwide and consult with medical professionals at any time.
The three levels of cover are simple and straightforward, easy to set up, and flexible to fit your needs and budget.
This is the most basic benefit covering hospitalization and day case treatment.
This pays for inpatient treatment in and covers specialists’ consultation and treatment in Clinics, including therapists and complementary medicine practitioners.
This is the most comprehensive suite of benefits covering medical treatments as well as health preservation, including health checkups, dental treatment, and optical programs.
| COMPARISON OF BENEFIT | LIFELINE | ||
|---|---|---|---|
| Essential | Classic | Gold | |
| Plan Type | Essential | Classic | Gold |
| Overall Maximum Benefit Limit | US$3,200,000 | US$4,800,000 | Unlimited |
| Area of Cover | Worldwide excl USA | Worldwide excl USA | Worldwide excl USA |
| INPATIENT BENEFITS | |||
| Hospital accommodation | Standard Single Room | Standard Single Room | Standard Single Room |
| Surgery, nursing care and specialist fee | Paid in Full | Paid in Full | Paid in Full |
| Intensive care | Paid in Full | Paid in Full | Paid in Full |
| Diagnostic tests and therapies | Paid in Full | Paid in Full | Paid in Full |
| Psychiatric treatment | Not Covered | Up to US$10,900 | Paid in Full up to 30 visits |
| MRI, CT, PET Scans | Not Covered | Up to US$10,900 | Paid in Full |
| Cancer treatment | Paid in Full | Paid in Full | Paid in Full |
| HIV/AIDS | Not Covered | US$20,000 | US$20,000 |
| OUTPATIENT BENEFITS | |||
| Out-patient surgical operations | Paid in Full | Paid in Full | Paid in Full |
| Wellness— mammogram, PAP test, prostate cancer screening or colon cancer screening | Not Covered | US$1,000 (WP 1 yr) | US$1,000 (WP 1 yr) |
| Annual medical checkup | Not Covered | US$10,900 | Paid in Full, max. 30 visits |
| Vaccinations | Not Covered | Not Covered | Not Covered |
| Consultation fees and diagnostic tests | Not Covered | US$10,900 | Paid in Full |
| GP consultation costs | Not Covered | Up to US$10,900 | Paid in Full, max. 30 visits |
