This plan gives you the flexibility to match your health insurance to the needs and lifestyle of you and your family, along with direct access to premium services and medical providers – at home and wherever in the world you choose to be treated.
Customisable plan to suit your specific health needs
A choice of preventive care to help maintain your health
Critical illness and cancer cover
Direct settlement with a large worldwide network of over 1.7 million providers
Direct access to specialist treatment without the need for a GP referral
Cover for pre-existing and chronic conditions subject to underwriting approval
| COMPARISON OF BENEFIT | WORLDWIDE HEALTH OPTIONS | |||
|---|---|---|---|---|
| WMI | WMI + WMP | WMI + WMP + WME | WMI + WMP + WME + WW | |
| Plan Type | WMI | WMI + WMP | WMI + WMP + WME | WMI + WMP + WME + WW |
| Overall Maximum Benefit Limit | US$2,890,000 | US$2,890,000 | US$2,890,000 | US$2,890,000 |
| Area of Cover | Worldwide excl USA | Worldwide excl USA | Worldwide excl USA | Worldwide excl USA |
| INPATIENT BENEFITS | ||||
| Hospital accommodation | Standard Single Room | Standard Single Room | Standard Single Room | Standard Single Room |
| Surgery, nursing care and specialist fee | Paid in Full | Paid in Full | Paid in Full | Paid in Full |
| Intensive care | Paid in Full | Paid in Full | Paid in Full | Paid in Full |
| Diagnostic tests and therapies | Paid in Full | Paid in Full | Paid in Full | Paid in Full |
| Psychiatric treatment | Paid in Full, max. 30 days | Paid in Full, max. 30 days | Paid in Full, max. 30 days | Paid in Full, max. 30 days |
| MRI, CT, PET Scans | Paid in Full | Paid in Full | Paid in Full | Not Covered |
| Cancer treatment | Paid in Full | Paid in Full | Paid in Full | Paid in Full |
| HIV/AIDS | Not Covered | Not Covered | Not Covered | Not Covered |
| OUTPATIENT BENEFITS | ||||
| Out-patient surgical operations | Paid in Full | Paid in Full | Paid in Full | Paid in Full |
| Wellness— mammogram, PAP test, prostate cancer screening or colon cancer screening | Not Covered | Not Covered | Not Covered | US$1,020 (WP 1 yr and each alternate yr) |
| Annual medical checkup | Paid in Full, max. 35 visits | Paid in Full, max. 35 visits | Paid in Full, max. 35 visits | Not Covered |
| Vaccinations | Not Covered | US$1,020 | Not Covered | Not Covered |
| Consultation fees and diagnostic tests | Not Covered | Paid in Full | Not Covered | Not Covered |
| GP consultation costs | Paid in Full, max. 35 visits | Paid in Full, max. 35 visits | Paid in Full, max. 35 visits | Not Covered |
