Bupa World Health Option
The options you choose to supplement your basic medical insurance will be determined by a variety of circumstances. Bupa World Health Option is flexible for people in Singapore, Indonesia Vietnam or any part of the world.
Your age and general health, your employment and leisure activities, whether you’re living abroad alone or with your family, and how you generally manage your health and wellness at home are all factors to consider. If you like to be proactive about your health, you can consider purchasing the Worldwide Wellbeing option of Bupa World Health Option, which covers a variety of health exams, immunizations, and dental and optical care.
External considerations include where you’ll be living and the health challenges and amenities that exist in that area. For example, if you’ll be traveling to a rural location with limited medical services, you might want to consider adding Worldwide Evacuation coverage to your plan to ensure that you can get to a hospital or clinic that can offer the care you need when you need it.
| Benefit | Level of cover |
|---|---|
| Hospitalization | Paid in full |
| Nursing care | Paid in full |
| Operating room, medicines and surgical dressings | Paid in full |
| Intensive care, intensive therapy, coronary care and high dependency unit | Paid in full |
| Surgery, including surgeons' and anaesthetists' fees | Paid in full |
| Specialists' consultation fees | Paid in full |
| Pathology, X-rays and diagnostic tests | Paid in full |
| Rehabilitation | Paid in full for up to 42 days |
| Advance imaging | Paid in full |
| Childbirth and treatment in hospital (24 mos. Waiting period) | Paid up to USD 13,600 each year of membership |
| Complications of maternity and childbirth (24 mos. Waiting period) | Paid in full |
| Medically essential Caesarean section (24 mos. Waiting period) | USD 22,100 each year of membership |
| Cancer treatment | Paid in full |
| Transplant services | USD 255,000 each condition |
| Emergency dental treatment | Paid in full |
| Kidney dialysis | Paid in full |
| Hospice and palliative care | USD 34,000 each year of membership |
| Benefit | Level of cover |
|---|---|
| Specialists' consultation and doctors' fees | Paid in full up to 35 visits per year |
| Physiotherapy, osteopathy and chiropractor treatment | Paid in full up to 30 visits per year |
| Consultations and treatment with therapists, complementary therapists and qualified nurses | Paid in full up to 15 visits per year |
| Pathology, X-rays and diagnostic tests | Paid in full |
| Psychiatrists', psychologists' and psychotherapist fees | Paid in full up to 35 visits per year |
| Maternity (24 mos. Waiting period) | USD 5,100 each year of membership |
| Speech Therapy | Paid in full |
| Accident-related dental treatment | USD 850 each year of membership |
| Benefit | Level of cover |
|---|---|
| Prescribed medicines and dressings | USD 2,550 each year of membership |
| Durable medical equipment (up to 45 days rental each condition) | USD 2,550 each year of membership |
| Long-term prescription medicines | USD 17,000 each year of membership, Lifetime limit of USD 102,000 |
| Benefit | Level of cover |
|---|---|
| Full health screen | USD 1,020 each year of membership |
| Mammogram | USD 1,020 each year of membership |
| PAP test | USD 1,020 each year of membership |
| Prostate cancer screen | USD 1,020 each year of membership |
| Colon cancer screen | USD 1,020 each year of membership |
| Vaccinations | USD 1,020 each year of membership |
| Benefit | Level of cover |
|---|---|
| Medical evacuation | Paid in full |
| Medical repatriation | Paid in full |
| Travel costs for an accompanying person | Paid in full |
| Travel costs for the transfer of minor children | Paid in full |
| Living allowance | Maximum of 10 days each membership year up to USD 170 |
| Repatriation of mortal remains | Maximum benefit of USD 11,050 |
| Compassionate visit and return | Maximum of 5 trips per lifetime, each visit up to USD 1,360 |
| Compassionate visit living allowance | Maximum of 10 days each visit, each day up to USD 170 |
Insurance plan options
Worldwide Medical Insurance
This plan’s most important component is worldwide medical insurance. It gives you peace of mind by providing coverage for any necessary hospital treatments you may require in the event of an emergency or a planned visit. Surgery, cancer therapy, and advanced imaging are all covered, regardless of whether the treatment is received in a hospital or as a day-patient. This option is the must have option in Bupa World Health Option Products.
Worldwide Medical Plus
Consultations with a doctor or specialist, as well as medical procedures that do not require a hospital stay, are covered under Worldwide Medical Plus. Worldwide Medical Plus includes coverage for young-child care, maternity care, complementary therapies, and speech therapy up to a limit of £25,000 per year (excluding transplant procedures).
Worldwide Medicines and Equipment
Prescription drugs and the rental of medical equipment, such as oxygen supplies or wheelchairs, are covered under Worldwide Medicines and Equipment. Our one-of-a-kind long-term prescription coverage will cover any medication needed to treat chronic diseases including asthma.
Worldwide Wellbeing
To keep you healthy, Worldwide Wellbeing offers a variety of health exams, immunizations, dentistry, and optical care. These services can help with early diagnosis of a range of ailments, and the sooner a problem is discovered, the sooner you can get treatment and feel better.
Worldwide Evacuation
If the treatment you require is not available locally, the Worldwide Evacuation option is perfect. It pays for appropriate transportation charges to the nearest suitable medical facility, ensuring that you receive the care you require. Repatriation allows you to be treated in a more familiar environment by returning to your home country or a specific place of nationality.
USA Cover
If you spend the most of your time in the United States, you will need to purchase annual USA coverage. If you spend the most of your time outside the United States, you can select to add USA coverage to your plan when you join or renew, allowing you to receive medical treatment in the United States. We are unable to cover permanent residents of the United States since they must be covered by a local insurance firm.
Deductibles
The contributions you make toward the cost of your treatment are known as deductibles. You have a variety of deductible options to select from, allowing you to control the cost of your plan. If you choose a deductible for your Worldwide Medical Insurance coverage, you will be subject to extra deductibles if you choose Worldwide Medical Plus or Worldwide Medicines and Equipment (deductibles do not apply to Worldwide Wellbeing or Worldwide Evacuation). These will be smaller than the deductible on your Worldwide Medical Insurance cover to provide you access to the benefits you’ve chosen sooner. Even if your main Worldwide Medical Insurance deductible is £5,000, you’ll just need to run-up costs of £100 in expenditures for physiotherapy, for example, to begin claiming on your Worldwide Medical Plus option.
