An expandable health plan for at home and abroad

This plan gives you the flexibility to match your health insurance to the needs and lifestyle of you and your family, along with direct access to premium services and medical providers – at home and wherever in the world you choose to be treated.

Customisable plan to suit your specific health needs

A choice of preventive care to help maintain your health

Critical illness and cancer cover

Direct settlement with a large worldwide network of over 1.7 million providers

Direct access to specialist treatment without the need for a GP referral

Cover for pre-existing and chronic conditions subject to underwriting approval

Summary of Benefits

COMPARISON OF BENEFIT	WORLDWIDE HEALTH OPTIONS
COMPARISON OF BENEFIT	WMI	WMI + WMP	WMI + WMP + WME	WMI + WMP + WME + WW
Plan Type	WMI	WMI + WMP	WMI + WMP + WME	WMI + WMP + WME + WW
Overall Maximum Benefit Limit	US$2,890,000	US$2,890,000	US$2,890,000	US$2,890,000
Area of Cover	Worldwide excl USA	Worldwide excl USA	Worldwide excl USA	Worldwide excl USA
INPATIENT BENEFITS
Hospital accommodation	Standard Single Room	Standard Single Room	Standard Single Room	Standard Single Room
Surgery, nursing care and specialist fee	Paid in Full	Paid in Full	Paid in Full	Paid in Full
Intensive care	Paid in Full	Paid in Full	Paid in Full	Paid in Full
Diagnostic tests and therapies	Paid in Full	Paid in Full	Paid in Full	Paid in Full
Psychiatric treatment	Paid in Full, max. 30 days	Paid in Full, max. 30 days	Paid in Full, max. 30 days	Paid in Full, max. 30 days
MRI, CT, PET Scans	Paid in Full	Paid in Full	Paid in Full	Not Covered
Cancer treatment	Paid in Full	Paid in Full	Paid in Full	Paid in Full
HIV/AIDS	Not Covered	Not Covered	Not Covered	Not Covered
OUTPATIENT BENEFITS
Out-patient surgical operations	Paid in Full	Paid in Full	Paid in Full	Paid in Full
Wellness— mammogram, PAP test, prostate cancer screening or colon cancer screening	Not Covered	Not Covered	Not Covered	US$1,020 (WP 1 yr and each alternate yr)
Annual medical checkup	Paid in Full, max. 35 visits	Paid in Full, max. 35 visits	Paid in Full, max. 35 visits	Not Covered
Vaccinations	Not Covered	US$1,020	Not Covered	Not Covered
Consultation fees and diagnostic tests	Not Covered	Paid in Full	Not Covered	Not Covered
GP consultation costs	Paid in Full, max. 35 visits	Paid in Full, max. 35 visits	Paid in Full, max. 35 visits	Not Covered