International Health and Hospital Plan offers
you the flexibility of creating your own insurance cover*
International Health and Hospital Plan (IHHP) gives your customers flexibility to create their own insurance plan and the freedom to receive treatment anywhere in the world. IHHP offers unrestricted access to recognised hospitals, doctors and physicians – anywhere, anytime.
The customers can combine the core Hospital Plan with any of the optional modules and deductibles to match their needs and budget.
Cover and modules
Hospital Plan
Hospital Plan is the core plan for inpatient treatment whilst staying in hospital
All essential hospital treatment is covered whether it is planned treatment, childbirth or an emergency.
Selected outpatient treatments in the hospital such as surgery, chemotherapy and dialysis are included as well.
The Hospital Plan can be combined with different deductibles and one or more of below mentioned four optional modules to enable your customer to create their own personalised coverage plan.
Deductible
Your customer can take advantage of our various deductible options to lower their premium and decide how much to contribute to the cost of their care.
Non-Hospitalisation Benefit
Module 1
This covers the reimbursement of non-hospitalisation consultations with GPs, therapists and various specialists. This includes annual health check-ups and a wide range of examinations and medical assistance such as scans, X-rays and vaccinations.
Medicine and Appliances
Module 2
This covers prescribed medicines and traditional Chinese medicine. Rental of medical appliances is also covered.
Medical Evacuation and Repatriation (deductible does not apply)
Module 3
This covers transportation to the nearest appropriate place of treatment in the case of serious illness or injury. Evacuation can be made by aeroplane or helicopter, and the option also covers an accompanying friend or family member’s transportation. Repatriation to the country of residence/home country is included.
Dental and Optical (deductible does not apply)
Module 4A and 4B
These cover the reimbursement of expenses for routine and special dental treatment, as well as glasses and contact lenses and eye check performed by an optician/optometrist.
The modules have a flat rate cover at 50- 80% of the expenses, but differ on the maximum amount of coverage per service and the annual maximum sum insured.
*Please notice
This page provides summary information about our portfolio of insurance plans. For full details on each of our insurance plans, please refer to our brochure